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Saturday, March 14, 2009

90% no MI - Investment property purchase - California

90% no MI - Investment property purchase loan - California Just 10% down payment.

Yes, 10% down, no MI. This is for real. In our last post on our innovative new
"Fannie Foreclosure Mover Loan" I forgot to mention that this program is available to Investors! Investors can purchase select homes owned by Fannie Mae with just 10% down.
Even in California, Florida, and other Declining markets. Even better, the Fico Minimums are reasonable, 660 for loans under $417K. This program even allows ficos down to 580 with 20% downpayment. This is a great loan product for Non Owner Occupied purchases.

For loans over $417,000 up to the current 2009 county loan limit for your area the limit is just 85% ltv or 15% down payment with a 660 Fico.

Please remember you have to fully document your income and have adequate liquid assets for reserves (6 months of payments).

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