The Article Cash4Gold Does not Want You To Read

By Ben Popken and Meg Marco

If you have any broken, ugly jewelry lying around in a drawer somewhere, you've probably taken notice of a company called Cash4Gold that promised to pay "top dollar" for your not-so-precious precious metals. If you're like us, you might have even seen a post on ComplaintsBoard.com by a former employee exposing Cash4Gold.

The whistleblower's post appeared on ComplaintsBoard last November. We featured it this February, as part of our ongoing coverage of Cash4Gold, after the company raised its public profile with a multi-million dollar Super Bowl ad. The post was indeed written by an ex-employee, Michele Liberis, who is now being sued by the company for defamation. Recently, Cash4Gold added Consumerist and ComplaintsBoard as co-defendants in its lawsuits (PDF) against Liberis and another former employee, Vielka Nephew (PDF), in an attempt to force us to take the information down. Liberis and Nephew have chosen to stand up to Cash4Gold's legal attack, and so have we.
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How to Invest in Gold Safely

Invest in Gold Without Getting Scammed

Investing in gold and other precious metals is one of the best ways to maintain your footing in an otherwise unstable economy. But while gold, silver, platinum (and their lesser known cousins ruthenium, rhodium, palladium, osmium, and iridium) have maintained their status as solid investments, you need to be wary of unscrupulous dealers and the many scams they perpetrate on unsuspecting investors.
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Eric Coffin : End of Empire America . Howestreet.com

Eric Coffin: Golden Sunset

Eric Coffin from HRA Advisories on the status of the USD as reserve currency. With HoweStreet.com's Stirling Faux

Tags : SENSEX, NIFTY, stock market commentary, share price ticker, bse, nse, expert speaks, company information, company results, broker research reports, top gainers, top losers, most active, 52-week high, 52-week lows, index composition, industry classification, market statistics, volume, sectors, analysts poll, udayan's stocks, brokers corner, futures and options, live market map, IPO, pre-market analysis, company, corporate, performance, financial, share, market, shares, stocks, analysis, analysts, views, research, expert, recommendation, Infosys, Satyam, Reliance, Wipro, stock market, stock exchange, Sensex, index, Nifty, derivative, Bombay stock exchange, national stock exchange, buy, sell, hold, accumulate, scrips, scrip, bull, bear, equity, equities, price, chart, technical, balance sheet, profit and loss, account, dividend, book closure, announcement, bonus, rights, split, arbitrage, ratios, directors, IPOs, issues, new issues, valuation, technology, tech, pharma, PSUs, investment, record date, chat, graph, map, rally, slump, crash, run, trading, finance, news, support, resistance, value, volume, FII, stats, arbitrage, cnbci, cnbc India, India, industry, public offer, initial public offer, quotes, quarterly results, half yearly results, IPO,IPOs,new issues,upcoming issues,listed issues,IPO FAQs,Draft Offer,Basis of Allotment,Prospectus,draft prospects,sebi,bse,nse,listing,promotor,lead manager,subscription,oversubscribed,book building,issue price,price band,red herring prospectus,book running lead manager,registrar,merchant banker,mf issues,mf ipos,mutual fund ipos,fund manager,ipo analysis,ipo rating,ipo finance,ipo grievances,issue open,issue close,share trading, share market, mutual funds, personal finance, overseas trading, stock market, online share trading, retirement planning, mutual funds India, investment planning, systematic investment plan, tax planning investment, fixed maturity plan, etf, personal finance management, 3-in-1 account, Brokerage, Clear Value, Online trading, Rematerialisation of Commodity, Trading account, Share trading commodities, Trading, Warehouse, Warehouse receipt, Futures, Derivatives, Futures & Options, Future plus, Equity, Shares, Buy and sell shares, Investing In shares, Research recommendations, Technicals, Charts and Chartings, Technical Charts , Charting tools, Opening bell, Covered calls, Derivative strategy, Margin Plus, Cash, Spot market, Capital Markets google news search google news usa google news uk google news - business blog google newspaper ads google news malaysia google news alerts google news italia sky news headlines google news canada google news france google news - business rss google news new zealand

Loan Limits Extended through 2010 by Congress

Loan Limits Extended through 2010 by Congress


Today, Congress approved an extension of higher loan limits for FNMA, FHLMC, and FHA (Fannie Mae, Freddie Mac & FHA) that will extend the current loan limits in place for 2009 to the end of 2010. This will help avoid any disruption in the mortgage market as the housing sector tries to recover.


The loan limits for your area can be found by clicking on the following links:
FHA Loan Limits for high cost counties
Fannie & Freddie Loan Limits for high cost counties
VA Loan limits for high cost counties


VanDyk Mortgage offers FHA Jumbo, Conventional Jumbo (Fannie & Freddie), and VA Jumbo loans in all areas that we service. The VA Jumbo Loan limits are not official yet, but they are based on the GSE Loan limits approved by this bill, so we anticipate no changes to VA limits.


The extended 2009/2010 FHA/Fannie Mae/Freddie Mac loan limits retain the high end at $729,750 in higher cost counties such as Los Angeles, Santa Clara, San Francisco, Orange County, Bay Area cities, and more. San Diego County remains at a max 2009 FHA Loan Limit of $697,500 for a single family residence.



The extended 2009/2010 VA loan limits retain the high end at $737,500 in higher cost counties such as Los Angeles and Orange County, $1,094,625 in San Francisco, San Mateo, Marin, Alameda, & Contra Costa Counties, $937,500 in San Benito & Santa Clara counties, $805,000 in Santa Cruz county, and more. San Diego County remains at a max VA Loan Limit of $593,750 for a single family residence for 2010. Here is a post on the 2009 VA limits that may be helpful.

We are very excited about these enhanced possibilities for our Veterans & Active Duty Personnel. Please call Brian Skaar at 760-752-4480 or visit us online at www.vandykfunding.com to find out more. VanDyk Mortgage is a VA Direct Lender (since 1987). We are the VA Experts. We offer VA loans accross America including: California, Washington, Arizona, Texas, Florida, Georgia, & more.

Gold Futures Slumps As Dollar Climbs

Analysis and discussion with PanAust Managing Director Gary Stafford.

Tags: Gold Dollar Currencies Stafford hina Depletion Devaluation Dollar Federal Inflation Oil Paul Reserve Ron Bear Bloomberg FED Gold Jim Money Paul Rogers Ron Stearn Ben Bernanke Depression Economist Estate Housing Hyperinflation Meltdown Mortgage Real Subprime

China bought IMF Gold , November will be volatile

Gold on Hold

NEW YORK (TheStreet) -- George Gero, vice president of global futures at RBC Capital Markets, argues that gold prices will stay in a narrow range but that November will be a volatile month for the precious metal.
Mon 10/26/09 10:41 AM EST -- Alix Steel
Stocks in this video: SGOL | ABX | GLD | FCX | SSRI | SIRV | NEM | AUY

Tags : China Depletion Devaluation Dollar Federal Inflation Oil Paul Reserve Ron Ben Bernanke FED Gold Jim Money Rogers American Bernanke Bush Ci False Fema Flag Gas Military New North Opec Order Street Union Wall World Bartiromo Business CNBC Maria OIL Builders Euro Home Investing Market Soros Stock Yen Yuan

Federal Home Renovation Tax Credit ( part 3 )

Work performed by electricians, plumbers, carpenters, architects

Generally, work performed by electricians, plumbers, carpenters, architects, etc.
in respect of an eligible expense qualifies.

Family member hired for renovations

Expenses are not eligible if the goods or services are provided by a person related to you, unless that person is registered for the Goods and Services Tax/Harmonized Sales Tax under the Excise Tax Act. If your family member is registered for GST/HST and if all other conditions are met, the expenses are eligible for the HRTC.

Eligible dwellings

An eligible dwelling is a housing unit that is eligible to be your principal residence or that of one or more of your family members at any time between January 27, 2009, and February 1, 2010.

In general, a housing unit is considered to be your principal residence when it is owned by you and ordinarily inhabited by you, your spouse or common-law partner, and your children. This means that any dwelling that you own and use personally could qualify, including your home or your cottage.

Cottages

If you own and use your home and cottage personally, eligible expenses incurred for both properties will normally qualify for the HRTC. Note that the maximum amount of eligible expenses you can claim for the HRTC is $10,000 per family.

Rental and/or business use of an eligible dwelling

If you earn business or rental income from part of an eligible dwelling, you can claim the HRTC only for expenses incurred for the personal-use areas of the dwelling.

Condominiums and co-operative housing corporations

For condominiums and co-operative housing corporations, your share of the cost of eligible expenses for common areas qualifies.

Eligibility period

The HRTC is based on eligible expenses for work performed or goods acquired after January 27, 2009, and before February 1, 2010, under an agreement entered into after January 27, 2009, related to an eligible dwelling.

Safest Way to Buy Gold . James DiGeorgia,

Safest Way to Buy Gold

James DiGeorgia, author of The Trader's Great Gold Rush, argues that gold will hit $2,000 soon and reveals the safest ways to buy and store the precious metal. Original Air Date: 10/22/2009.

The Home Ownership Accelerator is back

The Home Ownership Accelerator is back! (aka the HOA).

We are proud to announce that we are again offering the Home Ownership Accelerator loan (HOA).

One of the unfortunate casualties of the Mortgage Meltdown was the Home Ownership Accelerator loan program. This loan program allowed USA homeowners the power to utilize interest saving techniques used in Australia & much of Europe to pay off their Home Mortgage Early without paying any extra money each month. The Program has helped thousands of US homeowners speed up their loan payoff by years while maintaining their current lifestyle and no reduction in available spending money.

The program was a victim of the credit crunch and was halted in the summer of 2008, as Secondary loan markets were cut off for non vanilla loan types. These are not risky loans. In fact, when paired with Responsible Homeowners with financial discipline, these are a fantastic wealth builder. Unfortunately, the emotions of Wall Street froze the product for most of 2008 & 2009.

We are proud to announce that the Home Ownership Accelerator is back, and VanDyk Mortgage has been chosen to be an exclusive Lender Partner for the re-introduction of the Home Ownership Accelerator program. This product won't be available to all Lenders and Brokerages this time around. VanDyk Mortgage was selected as an exclusing partner for the HOA due to our strong track record in origination of quality loans properly matched to clients for the best fit, affordability, and sustainability.

If you would like to find out if the HOA or Home Ownership Accelerator is right for you, or would like to get started on your HOA, send an email to us at HOA@vandykfunding.com or call Brian Skaar at 760-752-4480.

VA Home Loans with Fico's as low as 600 still available

VanDyk Mortgage is proud to announce that we offer VA Loans for our Veteran and Active Duty Military Borrowers with fico scores as low as 600.

Many VA Lenders have begun to require minimum Fico scores for VA Loans of 640 in recent months. This is not due to changes in the VA Loan Program, or mandates from the Veterans Administration (who oversees the VA Loan program), these are individual Lender requirements from many of the big banks & lenders (yes, the same ones we all bailed out with our Tax Dollars).

VanDyk Mortgage is proud to announce that we have VA Loans available for Borrowers with fico's as low as 600. These are available for VA Purchase, VA Refinance, or VA Cash out. Many home buyers begin the home buying process with an acceptable score for their lender such as 642, then find after the arduous homebuying process with Short Sales and REO Bank owned properties that their score has fallen below 600, and their lender can no longer help. Call us immediately in this situation, we may be able to help.

We are able to offer this program for two reasons. First, this loan will not be sold in the secondary market, so it is not subject to the additional underwriting and qualification requirements that other banks require. Second, we will underwrite all of these loans manually, not rely on automated systems.

Please keep in mind that all loans are subject to minimum qualification requirements, and that this is not an offer to lend.

VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.

We are your VA Jumbo Direct Lender and FHA Jumbo Direct Lender and we offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans.

We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, CA, WA, GA, FL, MO, MI, TX, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Oakland, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, Sacramento, Stockton, Bakersfield, Fresno, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County. VanDyk Mortgage is your FHA Lender & VA Lender of choice.

VA Jumbo Loans available over $650K

VA Jumbo Loans are available over $650K

VanDyk Mortgage offers VA Jumbo Loans up to $1,094,625 in all areas that we service. Many other VA Jumbo Lenders cap their VA loans at $417,000, or $650,000. We offer VA Jumbo Loans up to the full county limit for your area, and even go above the county limit when there is sufficient down payment and entitlement to reach your minimum 25% guarantee for the loan. Here is another post that covers that subject: The VA 417K myth.

VA Jumbo's are the best way to purchase a million dollar home with less than 20% down payment in many California counties and areas. In fact, VA Jumbos are the best way to buy a home that is over $417K in most California Counties. Here is a list of County VA Loan Limits:
VA Loan Limits by county. Call to find out how much downpayment you will need for your home purchase - 760-752-4480, ask for Brian Skaar.

We offer VA Jumbo Loans for Purchase, Refinance, and Cash-out Refinance.

VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types.

As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA 203K Streamline Rehab loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA mortgages of all types. We offer FHA & VA loans in California, Georgia, Texas, Washington, & More. Visit us at http://www.vandykfunding.com/ to get started or just find out more.

FHA loans still available with Fico's as low as 580

VanDyk Mortgage is proud to announce that we offer FHA Loans for Borrowers with fico scores as low as 580.

Many FHA Lenders have begun to require minimum Fico scores for FHA Loans of 640 in recent months, and will not fund FHA loans with a middle fico score under 640, or under 620. This is not due to changes in the FHA Loan Program, or mandates from HUD (who oversees the FHA program), these are individual Lender requirements from many of the big banks (yes, the same ones we all bailed out with our Tax Dollars).

VanDyk Mortgage again offers FHA Loans for Borrowers with fico's as low as 580. These are available for FHA Purchase, FHA Refinance, or FHA Cash out. Many home buyers begin the home buying process with an acceptable score for their lender such as 642, then find after the arduous homebuying process with Short Sales and REO Bank owned properties that their score has fallen below 620, and their lender can no longer help. Call us immediately in this situation, we may be able to help.

We are able to offer this program for two reasons. First, this loan will not be sold in the secondary market, so it is not subject to the additional requirements that other banks require. Second, we will underwrite all of these loans manually, not rely on automated systems. Please keep in mind that all loans are subject to minimum qualification requirements, and that this is not an offer to lend.

VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.

We are your VA Jumbo Direct Lender and FHA Jumbo Direct Lender and we offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans.

We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, CA, WA, GA, FL, MO, MI, TX, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Oakland, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, Sacramento, Stockton, Bakersfield, Fresno, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County. VanDyk Mortgage is your FHA Lender & VA Lender of choice. VanDyk Mortgage Funds FHA Loans with Ficos between 580 and 640. (and of course higher fico's allowed also!).

Jim Rogers George Soros Buy Gold You should too

Follow Einhorn, Buy Gold
NEW YORK (TheStreet) -- Jeffrey Christian, managing director of CPM Group, says that even though big name investors are buying gold, there is still room for institutional investors to get in on the trade.

Gold s Imminent Correction - David Morgan

David Morgan, founder of Silver-Investor.com, believes gold will correct as the U.S. dollar rallies. He outlines his current trading strategy.

Gold is real money - Trace Mayer

Trace Mayer, financial blogger, and author, "The Great Credit Contraction," who says that "the gold price rise portends another round of credit crisis."

Ahbay Deshpande Gold will go to $5000

Go for Gold: If the Fed Keeps Printing, the Dollar Will Collapse

Gold bugs are buzzing with excitement. While the dollar continues to tank, the cheers from folks like Peter Schiff get louder. Ahbay Deshpande portfolio manager with the First Eagle Gold Fund takes a more measured approach to gold. He says talk of $5000 gold – an idea recently promoted by Schiff on Tech Ticker - is probably premature

Lindsey Williams gold forecast dollar demise inflation 2012

BUY GOLD AND SILVER before its too late
gold and silver is the currency used by the elites
hyperinflation coming to a place near you very very soon


Key excerpts from the Alex Jones show october 2009

India Will still Buy Gold despite the high price

Rozanna Wozniak, Investment Research Manager at the World Gold Council, breaks down India gold demand during this historically strong buying season.

Gold and Silver Sell-Off Gold Futures

NEW YORK (TheStreet) -- David Morgan, founder of Silver-Investor.com, believes gold and silver will head lower and he's waiting to buy as the precious metals correct towards their 50-day moving averages

Gold To Head Higher

Credit Suisse stays overnight on gold and says the price can continue to rise as long as the fund rate stays below 2%. (Bloomberg News)

Michael Pento Gold at $2000 to keep up with the Inflation ?

Gold Gains - Analysis and Discussion with Michael Pento of Delta Global Advisors (Bloomberg News)

Gold at Record Still Below Inflation Adjusted 1980 High Bloomberg

Oct. 19 Golds rally to a record means prices are still 53 percent below the 1980 inflation-adjusted peak according to Bloomberg. Despite the fact that gold rose 19 percent this year to a peak of $1,072 an ounce on Oct. 14, consumer prices almost tripled in the past three decades because of inflation , eroding the metals value. (Source: Bloomberg)

CLICK HERE TO WATCH VIDEO

Gold ETFs vs Physical Gold and Silver and Mining Stocks

Gold & Silver investment with inflation & deflation explained by David Morgan

Tom Jeffries talks to David Morgan about gold, paper gold, silver, inflation and deflation
recorded on October 14th 2009

Tags:
david morgan gold silver bullion jim puplava warren buffett etf gld deflation inflation hyperinflation max keiser peter schiff bernanke rogers marc faber mish don harrold gerald celente china japan canada mining stock

Jim Sinclair gold price 1650 dollar oz - intermediate prediction

Jim Sinclair, precious metals specialist.
PREDICTIONS GOLD PRICE 2011

Tags:
gold silver predictions Jim Sinclair dollar demise South Africa Bill Murphy Peter Schiff Jim Rogers Doug Casey Jim Willy James Turk mining stocks VisionVictory Davincij15 InflationUS ManofTruth Max Keiser Stacy Herbert David Morgan John Rubino Ted Butler Jason Hommel stockmarket crash Rand Paul John Williams Jim Puplava John Loeffler Al Korelin Peter Grandich investing

David Tice Gold to $3000

Among the cavalcade of gold bulls to recently grace Tech Ticker's stage, David Tice is something of a centrist. Gold will hit at least $3000 per ounce before the current rally ends says Tice, Federated's chief portfolio strategist for bear markets. The forecast falls roughly in between Peter Schiff 's $5000 per ounce call and Jimmy Rogers 's forecast of $2000.

Tags: David Tice Gold silver dollar peter schiff jim rogers marc faber gerald celente max keiser bob chapman george soros warren buffett nouriel roubini

Gold and commodity price gains boost Asian markets

Gold hits a new record :

Don Luskin Gold will go to $2000 Newsmax TV

Market analyst Don Luskin explains why he thinks that the gold could go to $2000 , he also speaks about the BRIC emerging markets China Inflation and more...

Gold shines for investors

The precious metal has gained $44 in just one week, after hitting record highs three days in a row; investors see gold as a solid hedge against inflationary threats.

Read Article >>>

Federal Home Renovation Tax Credit ( part 2 )

Some businesses or individuals may assert that certain items qualify for the HRTC. It is important to remember that you are responsible for ensuring that all eligibility requirements are met when you claim this credit on your tax return.

Examples of eligible expenses

• Renovating a kitchen, bathroom, or basement, windows and doors
• New carpet or hardwood floors
• New furnace, boiler, woodstove, fireplace, water softener, water heater, or oil tank
• Permanent Home ventilation systems, central air conditioner
• Septic systems and wells
• Electrical wiring in the home, home Security System (monthly fees do not qualify)
• Solar panels and solar panel trackers
• Painting the interior or exterior of a house
• Building an addition, garage, deck, garden/storage shed, or fence
• Re-shingling a roof
• A new driveway or resurfacing a driveway
• Exterior shutters and awnings

• Permanent swimming pools, hot tub and installation costs (in ground and above ground)
• Landscaping
• Associated costs such as installation, permits, professional services,equipment rentals, and incidental expenses
• Fixtures - blinds, shades, shutters, lights, ceiling fans, etc.

Note

Window coverings, such as blinds, shutters and shades, that are directly attached to the window frame and whose removal would alter the nature of the dwelling are generally considered to be fixtures and therefore would qualify for the HRTC.

In some circumstances, draperies and curtains may qualify for the HRTC, if they would not keep their value or usefulness if installed in another dwelling. If these qualifying criteria are not met, it is likely that draperies and curtains would not qualify for the HRTC.

Examples of ineligible expenses

• Furniture, appliances, and audio and visual electronics
• Purchasing of tools
• Carpet cleaning
• House cleaning
• Maintenance contracts (e.g., furnace cleaning, snow removal, lawn care, and pool cleaning)
• Financing costs

Federal Home Renovation Tax Credit

Federal Home Renovation Tax Credit (HRTC)

Only available for the 2009 tax year. The Home Renovation Tax Credit is a non-refundable tax credit based on eligible expenses for improvements to your house, condo or cottage.


It can be claimed on your 2009 income tax return. It applies to eligible purchases made after January 27, 2009, and before February 1, 2010. The HRTC applies to eligible expenses of more than $1,000, but not more than $10,000, resulting in a maximum non-refundable tax credit of $1,350 [($10,000 − $1,000) × 15%].

Who is eligible for the HRTC?

Eligibility for the HRTC is family based. The claim can be split among family members but the total amount claimed cannot exceed the maximum allowable. Iwo or more families share the ownership of an eligible dwelling, each family can claim its own credit (i.e., each up to $1,350) that is calculated on its respective eligible expenses.

All expenses must be supported by receipts and acceptable documentation. Keep them in case we ask to see them.

Eligible and ineligible expenses

Considering the extensive number of eligible and ineligible expenses, it is no possible to provide a complete list. The reader is responsible to check the nformation and make sure he meets all required conditions upon asking the tax credit on his income tax report.

Consult the Internet Site at http://www.cra-arc.gc.ca/tx/ndvdls/sgmnts/hmwnr/hrtc/lgblty-prd-eng.html for the complete lists.

The expenses are eligible when they are incurred in relation to renovations or alterations to an eligible dwelling (or the land that forms part of the eligible dwelling) and are permanent in nature.

As a general rule, if the item you purchase will not become a permanent part of your home or property, it is not eligible.

Gold Price Reaches record High

Garofalo of Agnico-Eagle Sees Gold Reaching All Time High

David Garofalo, chief financial officer of Agnico-Eagle Mines Ltd., told Bloomberg he believes in cycles .Canadian Agnico-Eagle's shares are up 20% and future looks rosey for them as the gold prices is continuing its rally

Gold Could Hit $2,000 Over Next Decade Jim Rogers to Bloomberg

Commodities Guru Jim Rogers, chairman of Rogers Holdings, told Bloomberg that gold could rise to $2,000 an ounce over the next decade he also talks about commodities, including gold and oil .
(Source: Bloomberg)

Tags:
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Crisis Deflation Depression Dollar Doug Gold Haven Hommel Hyperinflation Inflation Investment James Jason Joe Puplava Recession Revolution Riots Rise Safe Silver Sinclair Turk Waltzek SkiGoldStocks Jeffrey Kern Financial Tube Stocks Charlie Rose, Roubini, Fannie, Freddie, Depression, Credit Crunch Willie Treasuries Adrian Douglas Commodities Natural Gas Japan Asia Energy Economy IOUSA, Walker, Debt, Bankrupt Oil Collapse COMEX Crisis Default Economic GoldMoney Hyper Mint On Or Perth Storage Mining Juniors Japan, Amero Bailout Bernanke Bob Bretton BULL Bullion Chapman Coin Comex Crash Credit Federal Fiat GOLD IMF Jim Jp Keiser Lindsey Manipulation Market Max Maxwell Morgan Moriarty Reserve Rogers Rothschild SILVER Soros Stock Wallstreet Weimar Williams Zeitgeist Paulsen, Recession Banks Goverment Taxes Money Consumer,savings,retirement,opportunity Cost,safe,insurance,economy,wealth,control Skarica Investing Technical Analysis Puru Saxena, Oil, Energy, Gas, Gartman Silver, Stocks, Shares, Asia, Taiwan, Korea, New Standard Woods Addendum Karl Denninger FDIC Deflation Copper Arabia Europac Febuary January Saudi Videos 12 2008 Bailouts Dobbs Hank Lou November Paulson Trickledown Trickleup Aaron Smith, Bear Market, Markets, Crash, Bailouts, Analysis System, Fiat Currency, Economy Walker Jones Patriot Radio Intervention, UK, Pound 4/4 Radio Show Dollar, Housing, Currencies Argentina Bank Banks Corporations Corruption Economic Government Neo-liberal Policies Swindle Theft World Eddy Gofsky NaturalGas Alex Bill Embry James John Larouche Maloney Michael Murphy Rockefeller Tarpley Turk Wearechange Webster Willie Crisi Pt1 Hyperinflation, Charts Reflation Healthcare 20 CNBC Fast Interest Money November Rates The California Great Press Printing Street Taxpayer Wall Roubini Bloomberg Business News Glenn Beck Obama FOX Aljazeera Gerald Celente Warren Buffett Lou Dobbs David Icke Downturn Fall Marcket Wall Street Trader Madoff Schould Be Secretary Of Treasury In This Ponzi Scheme Obama, Election AC360 Anderson Cooper Bear Commodities Investing Mearket Faber, Financials Lending Bove $700 Banking Bernanke Billion Bush Eeden Financial Fleckenstein Gagnon George Hayes Laidner Louis Sam Subprime Van Trendsman Business Economics Media Newsroom Collapse, Swine Flu Asia China Glenn Gerald Celente Nouriel Amero Euro Warren Buffet Scandal Fema Camps Toxic Assets NWO UK Britain Pound Sterling Civil Unrest Turmoils Icke Bob Chapman Meltdown Worst Case Scenario 2020 Mayors Stimulus Wisely Illuminati World Order Skull And Bones Bohemian Grove Tice Lateline Australia Bank Department Derivitive Endlessmountain Fdic George4title Holiday House Manoftruth Mccain Nuclear October Palin Senate Treasury Visionvictory Youchooseaside 2009 Bloomberg Doom Dr February Interview ETF Auto Bail Campaign Communism Congress For Industry New Order Out SenatePaulson Socialism Johann Santer Superfund Austrian Constitution Federal GoldSeek Reserve Todd Harrison Minyanville Trading Lew 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Program Commodities Ira Epstein Futures Silver Copper Dow Jones Crude Oil Options Broker Index Bollinger Band Stochastics Swinglines Average Bonds Charting Software Banks The Fed Profit Euro Yen British Pound Aussie Corn Opec Funds Interest Rates Tbills Iraepsteinfutures Charts Education Penny Otcbb Pinksheet Bull Bullish Evrm Ethanol Corn Profits Energy UK Crisis Rogers Analyst Economist Foreclosures Real Estate China USD Asian Google Corporation Investing Homebuilders Housing Retailers Najarian Hot Gammon AirTran Analyst/ Dollars Cents Zeman Lasalle Angus Geddes Williamson Rate Bank England Schroders Charts Analysis Ernsberger Wrigglesworth Holmes Global Investors CEO/ Chief Officer Platinum Barrat Store Edward Griffin Max Keiser Coins Fiat Empire Creation Gerald Celente Depression Recession Devaluation Federal Banking Doom Peter Schiff CNN MSNBC Senate Race Chris Dodd Http://peterschiff.tk Http://schiffreport.tk Ron Paul Glenn Beck FOX Business News CNBC Bloomberg Aljazeera Warren Buffett Lou Dobbs Bob Chapman Alex David Icke Marcket Fernbank Prices Rush South Africa Financials Jobs Employment Asia Unemployment Curreny Insurance Unemployment Jobless Oil Australia Arab States Biotech Stocks Recovery Marta Dave Skarica Natural Gas Bullish Bullion MetalsMcCormick Roubini Bulls Market Invest Trade Traders Picks Forex Options Cash Sexy Wall Street Hedge Mutual Madoff Fast Intra Geithner Bubble Usa Crisis Flag Japanese Candlestick Video Beginner Mentor Thestockmentor Www.thestockmentor.com Mentoring Investors Aapl Bidu Goog Spx Ndx Qqqq Indu Rimm Msft

Is gold a commodity or a currency .Gold at $1,500 is inevitable

Gold at $1,500? Don't hold your breath

Is Gold a commodity or a currency? It certainly fits the definition of a commodity: A substance of value, with a uniform quality produced by many different producers.
By Garry White
Published: 6:13PM BST 11 Oct 2009
However, unlike other commodities it has relatively few uses other than as an ornament. Copper is used in wiring, iron is used to manufacture steel but gold's main uses are – and always have been – as a store of value and as a way to demonstrate personal wealth. Even if solid gold bathroom taps are not to your taste, they certainly make a point.

This means that gold really should be considered as a currency – and nothing else. This brings us on to the subject of fiat money.

Fiat currencies are not backed by gold. When most currencies were on the gold standard, a unit of currency could be exchanged by central banks for a fixed weight of gold. That way, paper money could be used instead of using gold or silver coins.
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The Silver Shortage is Inevitable - Israel Friedman

The Silver Shortage Will Come - Israel Friedman





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Saudi Videos 12 2008 Bailouts Dobbs Hank Lou November Paulson Trickledown Trickleup Aaron Smith, Bear Market, Markets, Crash, Bailouts, Analysis System, Fiat Currency, Economy Walker Jones Patriot Radio Intervention, UK, Pound 4/4 Radio Show Dollar, Housing, Currencies Argentina Bank Banks Corporations Corruption Economic Government Neo-liberal Policies Swindle Theft World Eddy Gofsky NaturalGas Alex Bill Embry James John Larouche Maloney Michael Murphy Rockefeller Tarpley Turk Wearechange Webster Willie Crisi Pt1 Hyperinflation, Charts Reflation Healthcare 20 CNBC Fast Interest Money November Rates The California Great Press Printing Street Taxpayer Wall Roubini Bloomberg Business News Glenn Beck Obama FOX Aljazeera Gerald Celente Warren Buffett Lou Dobbs David Icke Downturn Fall Marcket Wall Street Trader Madoff Schould Be Secretary Of Treasury In This Ponzi Scheme Obama, Election AC360 Anderson Cooper Bear Commodities Investing Mearket Faber, Financials Lending Bove $700 Banking Bernanke Billion Bush Eeden Financial Fleckenstein Gagnon George Hayes Laidner Louis Sam Subprime Van Trendsman Business Economics Media Newsroom Collapse, Swine Flu Asia China Glenn Gerald Celente Nouriel Amero Euro Warren Buffet Scandal Fema Camps Toxic Assets NWO UK Britain Pound Sterling Civil Unrest Turmoils Icke Bob Chapman Meltdown Worst Case Scenario 2020 Mayors Stimulus Wisely Illuminati World Order Skull And Bones Bohemian Grove Tice Lateline Australia Bank Department Derivitive Endlessmountain Fdic George4title Holiday House Manoftruth Mccain Nuclear October Palin Senate Treasury Visionvictory Youchooseaside 2009 Bloomberg Doom Dr February Interview ETF Auto Bail Campaign Communism Congress For Industry New Order Out SenatePaulson Socialism Johann Santer Superfund Austrian Constitution Federal GoldSeek Reserve Todd Harrison Minyanville Trading Lew Rockwell Futures Eminis Day Trading Swing Technical Analysis Plan Strategies System How To Trade Stock Market Instruction Tutorial Videos Tips Advice Invest Finance Learn Price Action Stock Technical Analysis: AAPL AIG GOOG JPM 10/6 Chart Bernanke Jim Cramer OneTrueMedia Spy S&P 500 Option Trader Moving Averages Macd Money Turning Point Life Investment Short Term Wall Street Gold Silver Peter Schiff Jim Rogers Marc Faber Copper Bullion Investing Metals Precious Forex Don Harrold Bank Currency Debt Inflation Gold Precious Metals Commodities Dollar Currencies Ed Lazear Federal Reserve Ron Paul Free State Project Dallas Texas Farmers Branch Economy Collapse Bar Inflation Deflation Hyperinflation Green Shoes Overhead Resistance Velocity Of Dollar Bond Cr Treasuries Central Banks Bonds Kotok Sinclair Currency Economy Obama Daytrading US State Dow NYSE CME Exchange Economics Crash Economic Stimulus Trin Vix Tick ADSPD Emini E-mini S&P Stocks Winners Points Performance Indicators Premium Prem Program Commodities Ira Epstein Futures Silver Copper Dow Jones Crude Oil Options Broker Index Bollinger Band Stochastics Swinglines Average Bonds Charting Software Banks The Fed Profit Euro Yen British Pound Aussie Corn Opec Funds Interest Rates Tbills Iraepsteinfutures Charts Education Penny Otcbb Pinksheet Bull Bullish Evrm Ethanol Corn Profits Energy UK Crisis Rogers Analyst Economist Foreclosures Real Estate China USD Asian Google Corporation Investing Homebuilders Housing Retailers Najarian Hot Gammon AirTran Analyst/ Dollars Cents Zeman Lasalle Angus Geddes Williamson Rate Bank England Schroders Charts Analysis Ernsberger Wrigglesworth Holmes Global Investors CEO/ Chief Officer Platinum Barrat Store Edward Griffin Max Keiser Coins Fiat Empire Creation Gerald Celente Depression Recession Devaluation Federal Banking Doom Peter Schiff CNN MSNBC Senate Race Chris Dodd Http://peterschiff.tk Http://schiffreport.tk Ron Paul Glenn Beck FOX Business News CNBC Bloomberg Aljazeera Warren Buffett Lou Dobbs Bob Chapman Alex David Icke Marcket Fernbank Prices Rush South Africa Financials Jobs Employment Asia Unemployment Curreny Insurance Unemployment Jobless Oil Australia Arab States Biotech Stocks Recovery Marta Dave Skarica Natural Gas Bullish Bullion MetalsMcCormick Roubini Bulls Market Invest Trade Traders Picks Forex Options Cash Sexy Wall Street Hedge Mutual Madoff Fast Intra Geithner Bubble Usa Crisis Flag Japanese Candlestick Video Beginner Mentor Thestockmentor Mentoring Investors Aapl Bidu Goog Spx Ndx Qqqq Indu Rimm Msft

Silver Money the Wizard of OZ linked to William Jennings Bryan

David Morgan talks to Tom Jeffries about the link between SILVER money and the Wizard of OZ
recorded on October 8th 2009

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Silver is the best hedge against Inflation: Robert Kiyosaki

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Gold could be the next Bubble Max Keiser on Alex Jones Tv

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Gold Could Reach $1,350 Vickers told Bloomberg

Oct. 8 (Bloomberg) -- Damon Vickers, a manager at Nine Points Capital Partners, talks with Bloomberg's Julie Hyman about the outlook for gold prices. Gold futures rose to a record for the third straight day as the dollar's slump boosted demand for the metal. (Source: Bloomberg)

CLICK HERE TO WATCH THE INTERVIEW

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publishing quotes recipe recipes review saturn sculpture security
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tech technology
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Tags :
afghanistan america animal apple art autumn black-and-white blog
blogging
california cartoon cat children christian climate-change college comedy computer contest costumes
dance death design diet disney diy economy energy entertainment
facebook film finance flash flickr flower flowers food football
funny furniture gadgets games geek global-warming google graffiti
green halloween health-care healthcare home how-to human-rights humour illustration images inspiration interview landscape life lifestyle love media medicine microsoft money moon movie
music-video nasa obama photo photos photoshop picture pictures
publishing quotes recipe recipes review saturn sculpture security
social-networking society space star-wars style sustainability
tech technology
television tutorial typography ubuntu vegan video videos vintage
war water
webcomic weird wordpress youtube

activism advertising alcohol alternative-news ancient-history animals
animation anime architecture arts astronomy atheist bizarre blogs books buddhism
business cars cartoons cats celebrities christianity
classic-rock clothing comedy-movies comics computer-graphics computer-hardware computers
cooking crafts crime cyberculture dogs drawing drugs
ecommerce environment fashion fine-arts firefox geography graphic-design guitar guns hacking health history
humor illusions interior-design internet internet-tools liberal-politics
liberties linguistics linux literature mac-os mathematics movies multimedia music mythology nature news online-games open-source painting philosophy photography physics poetry
politics programming psychology quizzes relationships religion satire science science-fiction self-improvement
shopping software space-exploration stumblers tattoos travel tv video video-games web-design windows writing

Gold Rise to Record $1047 an ounce today

Oct. 7 (Bloomberg) -- Golds rally to a record shows commodity investors remain concerned that the U.S. economic recovery will spur inflation even as Wall Street forecasts and government bonds suggest stable prices. Bullion has jumped 19 percent this year, and futures touched a record $1,045 an ounce yesterday. Bloomberg's Monica Bertran reports. (Source: Bloomberg)

WATCH VIDEO HERE

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Canada Rate Hikes

Excessive real estate strength in Canada from ultralow mortgage rates could push the Bank of Canada to raise interest rates sooner or more aggressively than forecast, according to a TD Economics report on Tuesday.

The possibility is worth watching closely, the economics arm of Toronto-Dominion Bank argued, although it also said the most likely scenario is that the real estate market will moderate and inflation will remain in check.

The Bank of Canada has pledged to keep its interest rates unchanged at 0.25 percent until mid-2010, unless it sees a threat of inflation spinning out of control.

TD pointed to recent statements by the central bank that hinted that it would seek to lean against signs of emerging asset bubbles and that it is also monitoring developments in home prices.

In a recent speech, Bank of Canada Governor Mark Carney deemed the strength in existing home sales as "temporary", reflecting "pent-up demand" and improved affordability.

"The (Bank of Canada's) view at the moment is that the recent resurgence in real estate is temporary, but if it does not moderate in the coming year -- or worse still if price growth accelerates -- it could lead to an earlier and more substantial tightening in policy than currently anticipated," TD economists Craig Alexander and Grant Bishop said in the report on Tuesday.

The economists stressed that the central bank targets the rate of consumer price growth and does not target asset values.

"The key issue is whether the low interest rate environment is creating an economic imbalance that requires a rebalancing of monetary policy," the TD economists said.

Canadian real estate markets have staged a stunning turnaround this year from the end of 2008 when sales and prices retreated sharply. The latest Canadian Real Estate Association data showed August home sales were up 18.5 percent from a year ago, while prices rose 11.3 percent nationally from a year earlier to an average C$324,779 ($306,395).

TD expects sales will cool in the coming months and for price growth to return to a mid-single digit pace after months of pent-up demand and tighter mortgage pricing.

"The base-case economic forecast does not anticipate that hot real estate markets will force the Bank of Canada's hand, but it is a risk worth closely monitoring," the TD economists said.

TD expects the Bank of Canada will begin to gradually lift the benchmark overnight interest rate in the fourth quarter of 2010.

The Silver market manipulation Jason HOMMEL by Steve Quayle

Wake up, China ! Wake up, Europe !
Wake up Australia ! Wake up Russia !
Wake up South America ! Wake up Africa !
The global financial system
(including the goldmarket,
the silver market, the oil market)
is dominated by Goldman Sachs
and their friends in the Federal Reserve
and in Washington.
Its time to request REAL silver
and REAL gold for your devalued dollars.

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Gold Needs New Money

NEW YORK (TheStreet) -- David Morgan, founder of Silver-Investor.com, says gold needs new investors and physical buying in order for the precious metal to break the $1,033 level. Morgan believes it will happen soon and shows how he's trading gold and silver.

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