VanDyk Mortgage is proud to announce that we offer FHA Loans for Borrowers with fico scores as low as 580.
Many FHA Lenders have begun to require minimum Fico scores for FHA Loans of 640 in recent months, and will not fund FHA loans with a middle fico score under 640, or under 620. This is not due to changes in the FHA Loan Program, or mandates from HUD (who oversees the FHA program), these are individual Lender requirements from many of the big banks (yes, the same ones we all bailed out with our Tax Dollars).
VanDyk Mortgage again offers FHA Loans for Borrowers with fico's as low as 580. These are available for FHA Purchase, FHA Refinance, or FHA Cash out. Many home buyers begin the home buying process with an acceptable score for their lender such as 642, then find after the arduous homebuying process with Short Sales and REO Bank owned properties that their score has fallen below 620, and their lender can no longer help. Call us immediately in this situation, we may be able to help.
We are able to offer this program for two reasons. First, this loan will not be sold in the secondary market, so it is not subject to the additional requirements that other banks require. Second, we will underwrite all of these loans manually, not rely on automated systems. Please keep in mind that all loans are subject to minimum qualification requirements, and that this is not an offer to lend.
VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.
We are your VA Jumbo Direct Lender and FHA Jumbo Direct Lender and we offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans.
We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, CA, WA, GA, FL, MO, MI, TX, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Oakland, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, Sacramento, Stockton, Bakersfield, Fresno, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County. VanDyk Mortgage is your FHA Lender & VA Lender of choice. VanDyk Mortgage Funds FHA Loans with Ficos between 580 and 640. (and of course higher fico's allowed also!).
Showing posts with label FHA Refinance. Show all posts
Showing posts with label FHA Refinance. Show all posts
Sunday, October 25, 2009
Sunday, January 18, 2009
FHA Streamline Refinance - No Appraisal Required
VanDyk Mortgage offers FHA Streamline refinances with No Appraisal Required.
This a great way for families with FHA Loans who purchased a home in the past couple years or who may have refinanced their FHA Loan in the past couple years an opportunity to take advantage of today's low interest rates to lower their home loan rate with a FHA Streamline Refinance without the worry about stagnant or falling property values killing the deal.
FHA, FHA Jumbo Loans, FHA 203K loans, and FHA Secure loans all qualify for the FHA Streamline Refinance with no appraisal requirement. There is no out of pocket expense to complete the FHA Streamline Refinance without appraisal in most cases, even for FHA Jumbo Streamline refinance.
FHA Streamline Refinaces with No Credit or Income qualification are also available. These do require an Appraisal, but can still save you hundreds per month!
The FHA Streamline Refi is available for FHA, FHA Jumbo Size loans, FHA Secure loans, and FHA 203K loans (if work is complete).
For FHA Streamline Refinance Loans and VA Streamline Refinance (IRRRL) loans call the Government loan experts at VanDyk Mortgage - 866-900-2342 or apply now at http://www.vandykfunding.com/.
VanDyk Mortgage also offers FHA Jumbo Streamline Refinance loans - it is OK with us if your loan amount exceeds the 2009 loan limits, we can still help you with your FHA Jumbo Streamline Refinance.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline.
We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington, CA, WA, GA, FL, MO, MI, TX, . VanDyk Mortgage is your FHA Lender & VA Lender of choice.
This a great way for families with FHA Loans who purchased a home in the past couple years or who may have refinanced their FHA Loan in the past couple years an opportunity to take advantage of today's low interest rates to lower their home loan rate with a FHA Streamline Refinance without the worry about stagnant or falling property values killing the deal.
FHA, FHA Jumbo Loans, FHA 203K loans, and FHA Secure loans all qualify for the FHA Streamline Refinance with no appraisal requirement. There is no out of pocket expense to complete the FHA Streamline Refinance without appraisal in most cases, even for FHA Jumbo Streamline refinance.
FHA Streamline Refinaces with No Credit or Income qualification are also available. These do require an Appraisal, but can still save you hundreds per month!
The FHA Streamline Refi is available for FHA, FHA Jumbo Size loans, FHA Secure loans, and FHA 203K loans (if work is complete).
For FHA Streamline Refinance Loans and VA Streamline Refinance (IRRRL) loans call the Government loan experts at VanDyk Mortgage - 866-900-2342 or apply now at http://www.vandykfunding.com/.
VanDyk Mortgage also offers FHA Jumbo Streamline Refinance loans - it is OK with us if your loan amount exceeds the 2009 loan limits, we can still help you with your FHA Jumbo Streamline Refinance.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline.
We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington, CA, WA, GA, FL, MO, MI, TX, . VanDyk Mortgage is your FHA Lender & VA Lender of choice.
FHA Streamline Refinance - Minimum Time since Purchase of Home or last FHA Refinance
FHA Streamline Refinance - What is the Minimum time elapsed since home purchase before eligible for and FHA Streamline Refinace?. This is a subject of great interest to recent home buyers who took advantage of the benefits of FHA loans to purchase their new homes.
Well, rates have dropped significantly, and the question comes up:
"How long do I have to wait before I can get a FHA Streamline Refinance or FHA Refinance after purchasing my home?" (or after a FHA Refinance loan)
Most banks answer: 6 months - 12 months.
VanDyk Mortgage Answer: No Minimum time! This is for FHA standard size & FHA Jumbo loans.
We do prefer that at least one on-time payment has been made on your loan, as this makes the process quicker & easier to administrate, however this is not required in all cases. Many new homeowners can save from $200-500 per month with the VanDyk FHA Streamline Refinance, with no out of pocket costs! The FHA Streamline Refi is available for FHA, FHA Jumbo Size loans, FHA Secure loans, and FHA 203K loans (if work is complete).
For FHA Streamline Refinance Loans and VA Streamline Refinance (IRRRL) loans call the Government loan experts at VanDyk Mortgage - 866-900-2342 or apply now at http://www.vandykfunding.com/.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington.
FHA Streamline Refinance - Minimum Time since Purchase of Home or last FHA Refinance. FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
Well, rates have dropped significantly, and the question comes up:
"How long do I have to wait before I can get a FHA Streamline Refinance or FHA Refinance after purchasing my home?" (or after a FHA Refinance loan)
Most banks answer: 6 months - 12 months.
VanDyk Mortgage Answer: No Minimum time! This is for FHA standard size & FHA Jumbo loans.
We do prefer that at least one on-time payment has been made on your loan, as this makes the process quicker & easier to administrate, however this is not required in all cases. Many new homeowners can save from $200-500 per month with the VanDyk FHA Streamline Refinance, with no out of pocket costs! The FHA Streamline Refi is available for FHA, FHA Jumbo Size loans, FHA Secure loans, and FHA 203K loans (if work is complete).
For FHA Streamline Refinance Loans and VA Streamline Refinance (IRRRL) loans call the Government loan experts at VanDyk Mortgage - 866-900-2342 or apply now at http://www.vandykfunding.com/.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington.
FHA Streamline Refinance - Minimum Time since Purchase of Home or last FHA Refinance. FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
Wednesday, January 14, 2009
FHA Streamline Refinance - Great savings opportunity
I just wanted to post something real quickly about FHA Streamline Refinances - They are an exceptionally easy way to save money on your monthly house payment.
With FHA Streamline Finances you have reduced documentation requirements such as No Appraisal, or No Income. These are very easy to process for you with little or no cash out of pocket.
VanDyk Mortgage is a FHA Direct lender, and has been making FHA, VA, & Conventional Loans since 1987. Go with the Government Loan Pros, call VanDyk.
FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
With FHA Streamline Finances you have reduced documentation requirements such as No Appraisal, or No Income. These are very easy to process for you with little or no cash out of pocket.
VanDyk Mortgage is a FHA Direct lender, and has been making FHA, VA, & Conventional Loans since 1987. Go with the Government Loan Pros, call VanDyk.
FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
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